The health care summit has been all over the news this week, with some news media arguing that it's not going anywhere, and others suggesting that there may indeed be an affordable health insurance plan in America's future.

According to the LA Times' most recent piece on the health care summit, there is a small consensus forming regarding the things that absolutely must be changed in our insurance market.

These include two things - the need to cut the fraud out of Medicare, and stopping the practice of denying people coverage because of pre-existing conditions.

But these things alone aren't going to lead us to an affordable health insurance plan for citizens.

For example, we can force insurance companies to accept anyone who applies for coverage, but how will we make that coverage affordable?

And, we can work towards cutting the fraud and waste out of Medicare, but how will this make it easier for Americans of all ages to find and purchase an affordable health insurance plan?

Someone needs to address the rising cost of healthcare, and the burden of subsidizing the uninsured as it has been done by hospitals since the 1980s.

Most of all, we need all Americans to purchase insurance, so the costs will be spread out and the premiums lower for everyone.

But how to go about making that happen still seems to be up in the air for the members of Congress at the health care summit.