In an effort to balance better coverage with the potential for higher cost, Governor Arnold Schwarzenegger is struggling with 10 bills passed by the Legislature regarding California health insurance.

The bills would expand services for consumers, but could also boost costs and lead millions to drop their California health insurance plans and join the ranks of the uninsured.

At the LA Times, the new health coverage requirements are listed as including things like maternity services, tests for HPV (which can cause cancer), and treatments for mental health and substance abuse problems.

And while these measures could do a great deal to help maintain the health and well-being of consumers, they could also raise California health insurance premiums by a total of $383 million a year.

Of course, medical providers are saying that insurance companies can afford to absorb some of these costs themselves, based on their large yearly profits.

But, convincing them to actually do that might be the only thing harder than choosing among these 10 bills that could help so many Californians.