According to the latest report by Kaiser Daily Health, California isn't the only state struggling to balance their budget with a desire to expand family health insurance to those who need it most.

Apparently, at least 13 states face large budget deficits for the next fiscal year, and about 12 others face serious financial problems, leading Governors to "come up with creative - some say risky - budget gimmicks to find new sources of cash" to pay for health care and other programs.

California is a prime example, where Governor Schwarzenegger has suggested a 10% reduction in funds for all state programs at the same time that he has struggled to get a statewide health coverage plan ready for legislation. In each case, it's state funded family health insurance for adults and children who can't afford expensive premiums that has contributed to the financial trouble.

Those who are arguing for a federal medical coverage plan see this situation as proof that so long as states must fend for themselves, family health insurance will fall through the cracks.

Hopefully, state and federal legislation will find a means of protecting those who need it most. In the mean time, those who need good medical coverage should shop around aggressively online, since shopping around is more likely to produce a more affordable health insurance plan.