Supplemental
health insurance refers to a variety of insurance
products, such as hospital indemnity, accident, and
dental insurance. These supplemental health insurance
policies provide benefits to supplemental health insurance,
including major medical, Medicare or an HMO. Supplemental
health insurance provides additional health coverage
to your major medical coverage. For example, disability
insurance is specifically designed to provide income
in the event that you or your spouse become unable
to work.
Whether you need extra cash protection in addition
to your major medical or HMO coverage to help with
hospital costs, or an extra cushion of protection
against accidents; supplemental insurance is a good
idea to consider.
Why Consider Supplemental Health Insurance
- Provide additional health coverage products and
services not covered under existing policies.
- Help bridge the gap between what a comprehensive
policy might pay under your current health insurance.
Supplement the cost of the service.
- Provide income protection in the event of a disabling
accident or illness.
- Coverage
toward dental care expenses.
It's
a good idea to supplement health insurance depending
on how much coverage your current policy provides.
A licensed health insurance agent can help you decide
what kind of additional health coverage to suit you
best.