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Supplemental Health Insurance
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Supplemental health insurance refers to a variety of insurance products, such as hospital indemnity, accident, and dental insurance. These supplemental health insurance policies provide benefits to supplemental health insurance, including major medical, Medicare or an HMO. Supplemental health insurance provides additional health coverage to your major medical coverage. For example, disability insurance is specifically designed to provide income in the event that you or your spouse become unable to work.
Whether you need extra cash protection in addition to your major medical or HMO coverage to help with hospital costs, or an extra cushion of protection against accidents; supplemental insurance is a good idea to consider.
Why Consider Supplemental Health Insurance
Provide additional health coverage products and services not covered under existing policies.
Help bridge the gap between what a comprehensive policy might pay under your current health insurance. Supplement the cost of the service.
Provide income protection in the event of a disabling accident or illness.
Coverage toward dental care expenses.
It's a good idea to supplement health insurance depending on how much coverage your current policy provides. A licensed health insurance agent can help you decide what kind of additional health coverage to suit you best.
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